Banks do not plan in near future to change the rates on foreign currency deposits

Russian banks in the near future do not plan to renegotiate the terms of foreign currency deposits for the population, the survey of credit institutions conducted by RIA Novosti.

In Russia there is a ban on negative Deposit rates. In the past year, large banks lowered rates of deposits in Euro to a symbolic 0.01% per annum or abandons them. Some players have even introduced a fee for maintenance of accounts in Euro for major clients-individuals.

PSB (PSB) noted that interest rates on term deposits are comparable with the rates of "demand". "But you have to understand that savings in foreign currency have long been used by the population not to receive interest income and to diversify savings," said Director of the Department of design and savings products PSB Natalia Voloshin.

Thus, according to her, the savings in dollars are in great demand, than in euros, in the proportion 70% to 30%, and this is due to the fact that the diversification of the investment portfolio, the dollar is historically in high demand.

VTB offers its customers Express dollar holdings at the rate of 0.5% per annum. Interest rates for dollar deposits in the "URALSIB" - from 0.1% to 1.7% per annum. Bank "Building.Of the Russian Federation" offers foreign currency deposits with interest rate up to 0.3%. The "Russian Standard" today the rate of dollar deposits to 0.75%, and in IBC it comes to 0.65% per annum.

In Bank "Zenith" the maximum Deposit rate in dollars - to 0.4-0.45 percent per annum, in EUR - 0,2% per annum. In the savings Bank contributions to dollars you can open at rates ranging from 0.01% to 0.55% per annum in the base line and up to 0.7% per annum for clients with a package of services "Sberbank Premier".

The Euro deposits in the savings Bank do not open, only available to savings accounts in that currency at the rate of 0.01% per annum. Generally, a savings account can be opened in eight currencies - the ruble, dollar, Euro, pound sterling, Singapore dollar, canadian dollar, Chinese yuan and Hong Kong dollar, indicated in the savings Bank.

Banks "Zenith" and "the House.Of the Russian Federation" in the short term to change rates on foreign currency deposits are not going