The study showed how the Russians use the mobile Bank
Citizens often use the mobile Bank to Supplement its own accounts, the study of the Bank "Russian Standard", which is available to RIA Novosti.
Analysts have studied last year's data for all transactions that customers have made in the mobile Bank. Were analyzed the age and geographical structure, the most popular payments, the average amount of transfer.
So, at the end of last year, the two middle age groups (31-40 years and 41-50 years) the number of lead depositing own cards with card of another Bank - their share amounted to 21.6% and 24.1%, respectively. And only young people 21-30 years on the first spot is occupied by the repayment of loans from cards of other banks, which took in this segment, 30.4% of all transactions.
"Experts say: in recent years, me2me transfers are gaining increasing popularity among the representatives of different ages on the background of growing financial literacy and universal smartphonenation. The advantages of these options were appreciated by the older generation: 25.9% of all transactions in a mobile application for 2019 from customers 51-60 years accounted for by me2me transfers," the analysts said.
In addition, the average transfer in the mobile application in 2019, the largest was the Bank customers aged 51 to 60 years: he made 12 395 rubles. On the second and third users of 41-50 and 31-40 years, and 10 983 9 424 rubles respectively. And the lowest rate was recorded in young people 21-30 years old – 6 178 rubles.