The Association of Russian banks (ADB) proposes to freeze at 25 days received a potential Scam transfers, and to transfer their personal data to their victims, to have been more likely to return the stolen funds to the bill, which is available to RIA Novosti.
In February, the Central Bank said that banks return to Russia only every seventh ruble, translated without their consent, that is, 15% of the total amount stolen. The low level of compensation is related to the fact that many of the clients themselves give information to scammers who use social engineering techniques. And if the client is compromised the data card or remote banking service, the Bank has the right by law not to return him the money.
The Deputy of the state Duma, member of Committee on economic policy Sergey Panteleev in conversation with the "Moscow 24" criticized the message that the issue of Bank cards could be paid.
He noted that the population decreased revenues. In addition, it is not clear, how will develop the situation.
Banks will be forced to charge money for some services if the administrative regulation and limitation fees for card acceptance (acquiring), the newspaper "Izvestia" with reference to the letter of the Association of Russian banks (ADB) to the government.
It is noted that customers may have to pay for the issuing and maintenance of cards, the use of mobile apps of banks, access to the call center. Also, banks can reduce or cancel the loyalty program, the newspaper reports. The costs of these services now subsidized by interchange fees, says the letter.
Russian banks on the background of the coronavirus turned to the Central Bank of the Russian Federation with a request until February of next year to defer the ban on the replenishment of anonymous electronic wallets with cash, to the letter of the Association of Russian banks (ADB), which is available to RIA Novosti.
"The Association of banks of Russia, given the social importance of implemented with the help of non-personified electronic means of payment services, as well as due to the pandemic coronavirus infection problems asks you to consider the possibility to postpone the date of entry into force of paragraph 2 of article 1 ... of the act of February 2, 2019 No. 264 "On amendments to the law "About national payment system" ... in the six months to 3 February 2021," reads the letter of the Association addressed to the head of the CBR Elvira Nabiullina.